Terms and Conditions

1. Introduction

Welcome to Shri Om Finance. These Terms and Conditions govern your use of our services, including the application for loans and other financial products. By accessing our website and using our services, you agree to comply with these terms.

2. Definitions

In these Terms and Conditions, the following terms shall have the following meanings:

  • “Company” refers to Shri Om Finance.
  • “User ” refers to any individual or entity that accesses or uses our services.
  • “Loan” refers to any financial product provided by the Company.
  • “Interest Rate” refers to the percentage charged on the loan amount.

3. Eligibility

To apply for a loan with Shri Om Finance, you must meet the following eligibility criteria:

  • You must be at least 18 years old.
  • You must be a resident of the country where our services are offered.
  • You must provide valid identification and financial information.

4. Loan Application Process

The loan application process involves the following steps:

  1. Complete the online application form.
  2. Submit required documentation.
  3. Receive a loan offer based on your application.
  4. Accept the loan terms and conditions.

5. Interest Rates

Shri Om Finance offers competitive interest rates on loans. The interest rate applicable to your loan will be communicated to you during the application process. Rates may vary based on your creditworthiness and the type of loan.

6. Fees and Charges

In addition to interest rates, you may be subject to certain fees and charges, including but not limited to:

  • Processing fees
  • Late payment fees
  • Prepayment penalties

7. Repayment Terms

Loan repayment terms will be outlined in your loan agreement. It is your responsibility to make timely payments according to the agreed schedule. Failure to do so may result in additional fees and impact your credit score.

8. Privacy Policy

Your privacy is important to us. We are committed to protecting your personal information. Please refer to our Privacy Policy for details on how we collect, use, and protect your data.

9. Limitation of Liability

Shri Om Finance shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our liability is limited to the maximum extent permitted by law.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which the Company operates.

11. Changes to Terms

Shri Om Finance reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the revised terms.

12. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

  • Email: info@shriomfinance.com
  • Phone: 9105832408
  • Address: DLF Gateway Tower, 6th floor, No.906, DLF Cyber City, DLF Phase-3, Sector 24, Gurugram, Haryana 122002